SmartFi on Cardano

One Account. All of DeFi.
Uncompromising UX.

Your assets never leave your custody. Trade, Lend, Automate, and Earn — all from a single Smart Account on Cardano.

TradingLendingDerivativesAutomation

Why Pondora

DeFi Without Compromise

True Self-Custody

Your assets stay at your address — always. No locked funds, no custodians. Staking rewards and governance voting persist across every protocol.

All of DeFi, One Account

Trading, lending, derivatives, and automation from a single Smart Account. No more juggling wallets, protocols, or fragmented liquidity.

Instant Execution

Hyper Mode and Sailfish combine to deliver a CEX-like experience — 60-minute sessions with real-time execution, no wallet popups.

Independently audited
Built on Cardano
Fully self-custodial

Ecosystem

Modular by Design

The Smart Account is the foundation. Purpose-built Layer 2 networks and composable DeFi modules plug into it — each solving a specific problem, all working together.

Layer 2 Networks

Echo

Consensus

A decentralized consensus network. Participants collectively validate off-chain actions before committing them to Cardano.

Sailfish

Execution

High-throughput trading engine. Orders matched off-chain for speed, settled on-chain in batches verified by Echo.

DORA

Routing

Decentralized Order Routing Aggregator. Routes orders fairly across execution venues using Echo as its consensus backend.

Echo Network

Decentralized from the Ground Up

Most DeFi protocols rely on centralized operators for critical off-chain processes — order sequencing, price feeds, trade execution. Each is a single point of failure and trust. Echo eliminates this. A network of independent participants collectively validates every action before it reaches Cardano. No single party can approve, reorder, or censor transactions. Anyone can participate directly from their browser.

Echo Dashboard

Take a Dip

Connect your wallet and start using DeFi on Cardano.

Join the Community

Follow along, ask questions, and connect with other Pondora users.